Rate by insurance company
Sorted lowest to highest. When a plan has multiple sub-plans, the median rate is shown.
| Insurance | Contracted rate |
|---|---|
| Molina 3 plans · range $1,834–$17,370 | $11,098Lowest |
| Blue Cross Blue Shield 7 plans · range $9,322–$28,859 | $12,384 |
| Oscar Health | $14,491 |
| Humana 8 plans · range $15,404–$15,895 | $15,895 |
| VA / Champva | $16,387 |
| Cigna | $17,370Highest |
Source: HCA Florida Largo Hospital standard charges file, updated 2025-11-01.
What this means for you
This is the facility fee HCA Florida Largo Hospital contracts to accept from each insurer for Organic Disturbances & Intellectual Disability (DRG 884). It covers the hospital's portion of the bill — the room, nursing, equipment, and OR.
Not included: Surgeon fees, anesthesiologist fees, and specialist fees are billed separately — typically adding 20–40% to the total.
Your actual cost depends on where you stand with your deductible. Before your deductible is met, you pay the full contracted rate. After, you pay your coinsurance percentage.