Rate by insurance company
Sorted lowest to highest. When a plan has multiple sub-plans, the median rate is shown.
| Insurance | Contracted rate |
|---|---|
| Molina 3 plans · range $1,834–$16,388 | $11,098Lowest |
| Oscar Health | $13,586 |
| Humana 360 plans · range $4,363–$27,266 | $14,997 |
| VA / Champva | $15,460 |
| Cigna 7 plans · range $3,039–$40,009 | $16,388 |
| Blue Cross Blue Shield 7 plans · range $15,615–$72,423 | $23,393 |
| Aetna 3 plans · range $18,475–$28,442 | $28,442Highest |
Source: HCA Florida Largo Hospital standard charges file, updated 2025-11-01.
What this means for you
This is the facility fee HCA Florida Largo Hospital contracts to accept from each insurer for Kidney & Urinary Tract Infections with MCC (DRG 621). It covers the hospital's portion of the bill — the room, nursing, equipment, and OR.
Not included: Surgeon fees, anesthesiologist fees, and specialist fees are billed separately — typically adding 20–40% to the total.
Your actual cost depends on where you stand with your deductible. Before your deductible is met, you pay the full contracted rate. After, you pay your coinsurance percentage.