Rate by insurance company
Sorted lowest to highest. When a plan has multiple sub-plans, the median rate is shown.
| Insurance | Contracted rate |
|---|---|
| Molina 3 plans · range $1,834–$36,428 | $11,098Lowest |
| Aetna 108 plans · range $13,610–$20,952 | $20,952 |
| Oscar Health | $32,058 |
| Humana 12 plans · range $3,817–$33,335 | $33,335 |
| VA / Champva | $34,366 |
| Blue Cross Blue Shield 7 plans · range $26,325–$81,499 | $34,710 |
| Cigna 4 plans · range $36,428–$56,413 | $56,413Highest |
Source: HCA Florida Largo Hospital standard charges file, updated 2025-11-01.
What this means for you
This is the facility fee HCA Florida Largo Hospital contracts to accept from each insurer for Kidney & Urinary Tract Infections w/o MCC (DRG 622). It covers the hospital's portion of the bill — the room, nursing, equipment, and OR.
Not included: Surgeon fees, anesthesiologist fees, and specialist fees are billed separately — typically adding 20–40% to the total.
Your actual cost depends on where you stand with your deductible. Before your deductible is met, you pay the full contracted rate. After, you pay your coinsurance percentage.