$1,050
Lowest contracted rate
$442,481
Highest contracted rate
421.4×
Spread (high ÷ low)
8
Insurers in file
The spread is 421.4×. Depending on which insurer is paying, HCA Florida Largo Hospital receives between $1,050 and $442,481 for Heart Transplant w/o MCC.
Rate by insurance company
Sorted lowest to highest. When a plan has multiple sub-plans, the median rate is shown.
| Insurance | Contracted rate |
|---|---|
| Cigna 9 plans · range $5,500–$320,000 | $5,750Lowest |
| Molina 3 plans · range $1,834–$112,380 | $11,098 |
| Aetna 109 plans · range $13,610–$107,079 | $20,952 |
| Oscar Health | $102,066 |
| Humana 12 plans · range $3,817–$102,838 | $102,838 |
| VA / Champva | $106,019 |
| United Healthcare 286 plans · range $5,250–$321,360 | $125,927 |
| Blue Cross Blue Shield 10 plans · range $107,079–$442,481 | $189,873Highest |
Source: HCA Florida Largo Hospital standard charges file, updated 2025-11-01.
What this means for you
This is the facility fee HCA Florida Largo Hospital contracts to accept from each insurer for Heart Transplant w/o MCC (DRG 2). It covers the hospital's portion of the bill — the room, nursing, equipment, and OR.
Not included: Surgeon fees, anesthesiologist fees, and specialist fees are billed separately — typically adding 20–40% to the total.
Your actual cost depends on where you stand with your deductible. Before your deductible is met, you pay the full contracted rate. After, you pay your coinsurance percentage.
Get a Good Faith Estimate. Federal law requires hospitals to provide a written cost estimate for planned procedures. Call HCA Florida Largo Hospital patient financial services and request one for DRG 2 under your specific plan before scheduling.